Creative Financial Plan for a 35 years old male working adult in KL.
<Step 2> : Regarding freelance income, is it limited to food-related work, or can it extend to other fields, such as earning extra income through AI in freelance work?
Answer : Btw thanks 1st for your feedback... as for freelance, our client not have knowledge in AI, therefore we suggest him to take habits that he normally do and covert it become source of incomes hopefully... (-:
<Step 3 & 4> : Concerning saving interest income, must it be from a specific insurance company's product, or can other insurance companies' investment and financial products be considered? For investment portfolio income, must it be unit trusts, especially since they require a long investment horizon to see returns? Can other investment and financial products like ASNB or REITs be considered?
Answer : As for Prudential & Public Mutual there are our main partners. But we will try to add in others if they want a partnership with Fattinity. (-:
<Step 5> : Regarding digitalized trending income, what products are sold online? Are there options other than F&B related ones?
Answer : For step 5 : online seller, of course he can choose other products to sell as long as he had interest and we think most important some knowledge about the product he also should have before selling ya... (-:
<Step 6> : For venture business income, it mentions health and wellness products; can this be understood as direct selling health products, or something else?
Answer : My client know a lot about health issues and health supplement knowledge as explain by me in the video. He can do others if he wish to. Health products not necessarily MLM but from any source he could get lo.
<Step 8> : Finally, does old age poverty result from poor financial management, leading to very poor cash flow? And regarding the need to allocate more budget for health, can this be understood as experiencing poor health in old age? Thank you.
Answer : Once should learn to earn more during young age and try plan as early for retirement plan. maybe the key answer here is awareness about how much you would have when you 60 years old. sometime need to try calculate it. (-:
And regarding the need to allocate more budget for health, can this be understood as experiencing poor health in old age? Thank you. Answer : more budget for health in term for health maintenance like exercise equipment, health supplement, healthy food, annual checkup and etc. We think as the earth now not that clean and healthy in the past like climate change, putting some budget for health will help us to indirectly focus on our health. (-: finally hope our reply manage to clear your doubts...